Loan Against Property in Delhi

We offer fast approval loans against property in Delhi, NCR. a loan against property is a secured type of loan. Loan Against Property (LAP) could also be an excellent option once you would like to start a business or grow an existing business, marriage purpose, personal needs when you're in a financial crisis. You need to take a loan against the property because with a property loan; you'll do anything.

The property considered for a property loan is Residential Property, Commercial Property, Industrial Property, Freehold Property, LeaseHold Property, Lal Dora Property, GPA Registered Property.

We are committed to providing the best property loan offer. Forgiving loans against property in Delhi, most banks and NBFCs see the credit score of the customer. If you have a good credit score, then you'll not have any problem getting a loan against property in Delhi, NCR.

For a loan against property, your income, property value, your credit score is checked, and you will compare attractive offers for the low rate of interest and common file charge for loan against property.

You'll apply to any bank or NBFCs; albeit your credit score isn't good, you'll use it for a loan against property. And you will quickly take a property loan because it is a secured loan that you're giving your property to the bank or NBFCs for a mortgage.

As a guarantee, the documents and legal ownership of this property will remain with the bank or NBFCs. This means that if you're unable to repay the loan, the bank can sell your property to recover for the loss.

The interest rate of a loan against property is low. Most banks or NBFCs give property loans according to your property and loan policy's market value, which is 70% of the market value of the residential property and 60% of commercial property.

To urge a loan against property (LAP), you would like to be a minimum of 23 years old, and you need to have a co-applicant in conjunction with sufficient income documents. The loan against property should be taken for an extended tenure so that your installment is getting to be minimized and it will be easier to pay.

You'll also avail of tax benefits on loan against property up to a maximum of two lakh rupees.

Advantages of Taking Loan Against Property in Delhi From Free Finance

Easy Repayment:
As reputed property loan providers in Delhi, we provide easy repayment options. You can repay your property loan by choosing tenure from 12 months to 15 years.

Lowest Rate of Interest:
We offer loans against property in Delhi at the lowest interest rate possible. Free Finance we offer LAP by doing comparative analysis to provide the lowest interest rate to our clients.

Instant Approval:
As reputed property loan providers in Delhi, we try to approve loans as early as possible. Property loan is a secured type of loan; hence banks and NBFCs approve property loans instantly.

Doorstep Document Pickup:
Just apply online through our website. Our executive visits clients home to pick up required documents. Doorstep document pickup makes loan processing hassle-free.

Loan Against Property in Delhi: Documents Required

Documents required for salaried individuals are as follows:

Salary slips of last three months
Last three months bank statement
Address Proof
Income tax return
Copy of property documents

Documents Required For Self Employed:

Last six months bank statement
Identity Proof
Address Proof
Copy of property documents

Note:
Additional documents may be required as per your professional profile. Please contact us to know more.

Property Loan: Eligibility Criteria

Salaried Individuals:

You should be a permanent employee of a government organization, MNC, or Private limited company
Your age should be above 24.
Applicants should be residents of India.

Self Employed Individuals:

As a self-employed individual, you should have a regular source of income.
Your age should be above 24 years.
You should be a resident of India.

FAQ - Loan Against Property Providers in Delhi

What is minimum and maximum tenure to make repayment of loan against property at Free Finance?
The minimum tenure is 12 months, and the maximum tenure is 15 years to repay your loan amount.

Can I apply for a loan with my spouse?
Yes, you can apply for a loan with your spouse. You can get a higher amount of loan if you apply for a loan with a co-applicant. If the property is co-owned, all the co - owners need to be co-applicants for property loans.

How many days does it take to approve my loan?
Loan approval may take four working days after the submission of documents.

Are there any additional charges after I get a loan against the property?
There may be additional charges. Contact us to know more about other expenses.

The features & advantages of loan against property are as follows:
Easy repayment option-12 Months to 15 Years
Very low rate of interest
Instant Loan approval
Loan up to Rs. 5 Crore. According to your needs.
Doorstep document pickup facility
Minimum Documentation
Easy Repayment by ECS
Cheapest then Personal Loan
Use loan for any purpose

Loan Against Property in Delhi

The property considered for a property loan is Residential Property, Commercial Property, Industrial Property, Freehold Property, LeaseHold Property, Lal Dora Property, GPA Registered Property.

We are committed to providing the best property loan offer. Forgiving loans against property in Delhi, most banks and NBFCs see the credit score of the customer. If you have a good credit score, then you'll not have any problem getting a loan against property in Delhi, NCR.

For a loan against property, your income, property value, your credit score is checked, and you will compare attractive offers for the low rate of interest and common file charge for loan against property.

You'll apply to any bank or NBFCs; albeit your credit score isn't good, you'll use it for a loan against property. And you will quickly take a property loan because it is a secured loan that you're giving your property to the bank or NBFCs for a mortgage.

As a guarantee, the documents and legal ownership of this property will remain with the bank or NBFCs. This means that if you're unable to repay the loan, the bank can sell your property to recover for the loss.

The interest rate of a loan against property is low. Most banks or NBFCs give property loans according to your property and loan policy's market value, which is 70% of the market value of the residential property and 60% of commercial property.

You'll also avail of tax benefits on loan against property up to a maximum of two lakh rupees.

Advantages of Taking Loan Against Property in Delhi From Free Finance

Easy Repayment:As reputed property loan providers in Delhi, we provide easy repayment options. You can repay your property loan by choosing tenure from 12 months to 15 years.

Lowest Rate of Interest: We offer loans against property in Delhi at the lowest interest rate possible. Free Finance we offer LAP by doing comparative analysis to provide the lowest interest rate to our clients.

Instant Approval:As reputed property loan providers in Delhi, we try to approve loans as early as possible. Property loan is a secured type of loan; hence banks and NBFCs approve property loans instantly.

Doorstep Document Pickup:Just apply online through our website. Our executive visits clients home to pick up required documents. Doorstep document pickup makes loan processing hassle-free.